If you are faced with a civil lawsuit, I can provide you with competent and an aggressive legal representation.
Conversely, if you need to pursue a civil matter against an offending party, I can provide you with competent and aggressive legal representation.
Our Firm's areas of expertise include, but is not limited to:
Consumer litigation is one of Kimberly's favorite areas of practice because of her past experience working with creditors in the debt collection environment.
When facing a serious legal issue, it can be difficult to know where to turn. Whatever issue you are facing, it is important to choose a lawyer who not only can offer you knowledgeable advice and experienced representation in the courtroom, but to find someone who understands what you have at stake.
Kimberly has represented clients in both settling disputes and in lawsuits against creditors, debt collectors, debt buyers, general contractors, auto repair shops, retailers, apartment complexes and other companies or individuals who are unfairly taking advantage of Texas consumers.
If you find yourself in a dispute over a good or service that has been provided to you, give us a call and we can discuss your options.
If you are being sued by a creditor, whether it is an original creditor or a debt buyer, you must act quickly. In Texas, you have 10 days to respond to a lawsuit for a Justice of the Peace Court case and 20 days in County and District courts. The response must be in writing, and it must be served upon opposing counsel as well as filed with the court. In order to ensure you have properly responded and have preserved all your defenses, it is recommended that you consult with a consumer law attorney. There are a wide array of potential defenses to collection lawsuits, but each and every case is individualized and must be examined on an individual basis. A consumer law attorney will be able to determine the proper course of action and will be able to attempt to keep certain, unauthenticated evidence out of court as well as demand the creditor provide all evidence they have to prove their case.
Many times a consumer will believe an attorney is too expensive and that the claim is too small to hire an attorney. Depending on the situation, if you hire a knowledgeable attorney, he or she may be able to save you more money in the resolution they reach on your behalf than the amount alleged in the lawsuit.
The primary thing to keep in mind is that you should not simply ignore the lawsuit. Ignoring collection calls and letters is sometimes an appropriate strategy, but ignoring a lawsuit can affect you for life. If you do not respond to the lawsuit, the plaintiff / creditor will normally obtain a default judgment against you. This judgment is then filed in the county records. When you apply for a loan or a line of credit, this judgment will almost always cause you to be denied.
There are many defenses and strategies that if successful will avoid the judgment. It is not necessary for you to go through such an unpleasant process alone, call us for a free consultation.